Fees
As a Fee-Only Advisor – We use low-cost tools to reduce your fees and maximize your returns
A key part of building your wealth is keeping more of the money you have. Our investment plans are designed to help you keep as much of your money as possible while getting the expert advice and great service you want.
Fabian Wealth Strategies is a fee-only investment advisor. This means that our management fee is based solely on the total amount of your assets under our management. Since our fee is based on the amount of total assets in your account - if your account grows, then you win and we do as well.
Reduced Fees. How We Do It.
- Fully Transparent – No hidden costs: Many advisors get commissions for mutual fund, annuities, REITs, or other private label investments. We don’t. You pay one simple management fee to Fabian Wealth Strategies that you know clearly upfront. In addition, we use low-cost exchange traded funds which on average have much lower expense ratios than their mutual fund counterparts.
- Honest Alignment with Your Interests: Many advisors DO receive incentives or rewards to keep your money in certain investments, which can be in a direct conflict of interest with what’s best for you. Since we gain no reward incentives tied to ANY one investment, we simply manage your money according to your best interests.
- Pay-As-You-Go – Not paid upfront: Our fees are not paid several months in advance like many advisors. Instead, we calculate our fee each month of the year and maintain an “earn-as-we-go” attitude to keep service as our focus. This way you avoid upfront charges that can cause “forgotten” service.
- No Penalty to Exit vs. Penalties to Leave: Another dirty little secret that brokers don’t want you to know… many mutual funds and annuities have Redemption or Surrender Fees that become penalties to exit if you want to leave. We never place you in investments that can compromise your liquidity.
The following are our annual fee schedules that are also broken down monthly:
| Steady Growth Portfolio | ||
|---|---|---|
| Assets Managed | Annual | Monthly |
| $250,000 - $749,999 | 2.00% | .167% |
| $750,000 - $1,499,999 | 1.50% | .125% |
| $1,500,000 - $2,999,999 | 1.00% | .083% |
| $3,000,000+ | negotiable | |
| Steady Income Portfolio | ||
| $250,000 - $749,999 | 1.75% | .146% |
| $750,000 - $1,499,999 | 1.25% | .104% |
| $1,500,000 - $2,999,999 | 1.00% | .083% |
| $3,000,000+ | negotiable | |
| Aggressive Growth Portfolio | ||
| $100,000 - $749,999 | 3.00% | .25% |
| $750,000 - $1,499,999 | 2.50% | .208% |
| $1,500,000+ | negotiable | |
| Managed Municipal Income Portfolio | ||
| $1,000,000 - $2,000,000 | 0.75% | .063% |
| $2,000,000 - $3,000,000 | 0.60% | .05% |
| $3,000,000+ | negotiable | |
Clients should understand that the fees described above do not include custodian fees. In addition, any brokerage commissions, stock transfer fees, and other similar charges that are incurred in connection with transactions for a client's account will be paid out of the assets in the account and are in addition to the fees paid to Fabian.
In addition, any mutual fund or exchange traded fund shares held in a client's account may be subject to deferred sales charges and 12b-1 fees and other mutual fund annual expenses, which are fully described in the fund's prospectus and statement of additional information.
Management fees can be negotiable
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Fabian Wealth Strategies is a fee-only investment advisor. This means that our management fee is based solely on the percentage of assets under our management.
- No commissions are paid to us
- One management fee, Period